For millions of seniors, Medicare is a cornerstone of their health security. However, beyond the standard monthly premiums, there are a series of costs that can surprise beneficiaries, significantly ...

The IRMAA surcharge may impact millions more Medicare retirees, making it important to understand and manage its financial effects.

When it comes to Medicare, premiums don’t always stop at the standard rate. If your income exceeds certain thresholds, you ...

But for some, the monthly bill for Part B can be a shock—especially when it jumps past $600. If you’re staring at a ...

Medicare costs are projected to rise by their highest amount in years. Here’s what to expect if you’re on Part B or Part D.

You may also be able to strategically position your income to avoid the IRMAA surcharge altogether. Utilizing full or partial ...

Note that the IRMAA thresholds are different for other income tax filing statuses. As the Social Security office has already explained, you could appeal your wife’s IRMAA premium increase if she had a ...

The Basics of IRMAA By Erica Beaudry I’ve previously written articles about some of the basics of Medicare, like “Navigating ...

Dear Rusty: In a recent article about Medicare’s “Income-Related Monthly Adjustment Amount” and how IRMAA affects Social Security taxes, you described which income gets included in the IRMAA ...

IRMAA is a surcharge that is determined by the Social Security Administration and is based on income reported two years prior. The amount is calculated annually, so if your income changes, so might ...

I’ll reach my RMD distribution age in 2026, and I’m trying to figure out how much I can transfer from my traditional TSP account into an external Roth IRA in 2025 without exceeding the IRMAA ...

The surcharge, also known as the income-related monthly adjustment amount, or IRMAA, generally applies to Medicare Part B, which provides medical insurance coverage, and to Part D, the ...